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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,391 | $71,197-6.8% | $93,669-29.1% | $80,925-18.0% |
| Participation rate | 62.8% | 60.4%+2.4pp | 68.7%-5.9pp | 67.7%-4.9pp |
| Annual return | 11.44% | 11.27%+0.2pp | 133.59%-122.2pp | 35.65%-24.2pp |
| Employer contribution / active EE | $1,591 | $1,565+1.7% | $2,424-34.3% | $2,756-42.3% |
| Participant deferral / active EE | $1,890 | $4,036-53.2% | $4,416-57.2% | $4,299-56.0% |
| Admin fee / account holder | $1,536 | $6,959-77.9% | $8,291-81.5% | $6,940-77.9% |