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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,745 | $63,861-42.5% | $104,639-64.9% | $79,856-54.0% |
| Participation rate | 50.8% | 64.9%-14.2pp | 74.1%-23.3pp | 69.6%-18.9pp |
| Annual return | 17.03% | 21.30%-4.3pp | 340.67%-323.6pp | 31.71%-14.7pp |
| Employer contribution / active EE | $1,169 | $1,588-26.4% | $2,682-56.4% | $2,471-52.7% |
| Participant deferral / active EE | $2,822 | $2,693+4.8% | $3,738-24.5% | $3,741-24.5% |
| Admin fee / account holder | $173 | $4,185-95.9% | $6,465-97.3% | $5,306-96.7% |