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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,787 | $49,025-39.2% | $87,502-66.0% | $62,881-52.6% |
| Participation rate | 18.6% | 64.9%-46.2pp | 73.8%-55.2pp | 69.3%-50.7pp |
| Annual return | 9.66% | 10.02%-0.4pp | 12.21%-2.6pp | 20.14%-10.5pp |
| Employer contribution / active EE | $622 | $1,372-54.6% | $2,550-75.6% | $2,281-72.7% |
| Participant deferral / active EE | $1,591 | $2,289-30.5% | $3,149-49.5% | $3,203-50.3% |
| Admin fee / account holder | $124 | $4,065-96.9% | $4,221-97.1% | $4,296-97.1% |