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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,416 | $58,523-44.6% | $99,479-67.4% | $72,976-55.6% |
| Participation rate | 56.9% | 64.6%-7.8pp | 73.8%-17.0pp | 69.5%-12.6pp |
| Annual return | 25.71% | 28.51%-2.8pp | 30.72%-5.0pp | 81.02%-55.3pp |
| Employer contribution / active EE | $1,188 | $1,512-21.4% | $2,540-53.2% | $2,440-51.3% |
| Participant deferral / active EE | $2,995 | $2,606+14.9% | $3,619-17.2% | $3,608-17.0% |
| Admin fee / account holder | $152 | $4,102-96.3% | $6,253-97.6% | $5,124-97.0% |