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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,961 | $70,418+125.7% | $96,570+64.6% | $85,847+85.2% |
| Participation rate | 92.0% | 61.8%+30.2pp | 69.8%+22.2pp | 69.3%+22.7pp |
| Annual return | 17.40% | 18.59%-1.2pp | 37.79%-20.4pp | 318.61%-301.2pp |
| Employer contribution / active EE | $7,000 | $1,413+395.3% | $2,357+197.0% | $2,565+172.9% |
| Participant deferral / active EE | $2,574 | $2,894-11.1% | $3,849-33.1% | $3,952-34.9% |
| Admin fee / account holder | $3,726 | $4,995-25.4% | $6,182-39.7% | $6,261-40.5% |