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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,006 | $106,923+34.7% | $84,023+71.4% | $152,909-5.8% |
| Participation rate | 85.7% | 75.3%+10.5pp | 69.0%+16.7pp | 82.5%+3.3pp |
| Annual return | 23.85% | 105.02%-81.2pp | 71.32%-47.5pp | 345.46%-321.6pp |
| Employer contribution / active EE | $8,128 | $2,735+197.1% | $1,984+309.7% | $4,764+70.6% |
| Participant deferral / active EE | $1,809 | $4,013-54.9% | $3,239-44.2% | $5,851-69.1% |
| Admin fee / account holder | $1,397 | $8,289-83.2% | $6,102-77.1% | $11,601-88.0% |