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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,470 | $112,915+20.9% | $90,965+50.0% | $158,950-14.1% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 18.34% | 215.75%-197.4pp | 134.57%-116.2pp | 302.91%-284.6pp |
| Employer contribution / active EE | $7,609 | $2,894+162.9% | $2,122+258.5% | $4,762+59.8% |
| Participant deferral / active EE | $2,181 | $4,128-47.2% | $3,373-35.3% | $5,983-63.5% |
| Admin fee / account holder | $8,228 | $8,044+2.3% | $5,960+38.1% | $11,248-26.9% |