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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,768 | $45,566-56.6% | $64,105-69.2% | $59,633-66.9% |
| Participation rate | 66.7% | 60.2%+6.5pp | 68.2%-1.5pp | 68.7%-2.0pp |
| Annual return | 17.32% | 4.95%+12.4pp | 791.24%-773.9pp | 2041.45%-2024.1pp |
| Employer contribution / active EE | $228 | $934-75.6% | $1,820-87.5% | $2,203-89.7% |
| Participant deferral / active EE | $1,480 | $2,057-28.0% | $2,822-47.5% | $3,192-53.6% |
| Admin fee / account holder | $3,033 | $3,268-7.2% | $4,499-32.6% | $4,297-29.4% |