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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,637 | $65,555-50.2% | $86,216-62.1% | $75,173-56.6% |
| Participation rate | 68.6% | 60.5%+8.1pp | 69.0%-0.4pp | 67.2%+1.4pp |
| Annual return | 20.65% | 46.07%-25.4pp | 1169.42%-1148.8pp | 160.72%-140.1pp |
| Employer contribution / active EE | $387 | $1,553-75.1% | $2,382-83.7% | $2,671-85.5% |
| Participant deferral / active EE | $1,936 | $3,023-36.0% | $3,986-51.4% | $4,126-53.1% |
| Admin fee / account holder | $143 | $5,469-97.4% | $6,853-97.9% | $5,651-97.5% |