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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,120 | $127,387-59.9% | $115,038-55.6% | $125,389-59.2% |
| Participation rate | 93.3% | 84.2%+9.2pp | 81.4%+12.0pp | 83.2%+10.1pp |
| Annual return | 0.67% | 31.28%-30.6pp | 26.14%-25.5pp | 282.24%-281.6pp |
| Employer contribution / active EE | $2,918 | $5,166-43.5% | $4,608-36.7% | $4,866-40.0% |
| Participant deferral / active EE | $3,855 | $6,423-40.0% | $6,026-36.0% | $5,352-28.0% |
| Admin fee / account holder | $4,383 | $9,516-53.9% | $8,175-46.4% | $9,541-54.1% |