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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,238 | $135,956-57.9% | $123,894-53.8% | $273,972-79.1% |
| Participation rate | 93.8% | 84.1%+9.7pp | 81.4%+12.3pp | 83.0%+10.7pp |
| Annual return | 8.20% | 56.63%-48.4pp | 47.52%-39.3pp | 41.46%-33.3pp |
| Employer contribution / active EE | $2,756 | $5,170-46.7% | $4,617-40.3% | $4,869-43.4% |
| Participant deferral / active EE | $3,839 | $6,343-39.5% | $5,984-35.8% | $5,287-27.4% |
| Admin fee / account holder | $1,343 | $9,817-86.3% | $8,357-83.9% | $10,133-86.7% |