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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,603 | $148,623-22.9% | $135,974-15.7% | $139,466-17.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.65% | 79.30%-62.6pp | 68.30%-51.7pp | 373.66%-357.0pp |
| Employer contribution / active EE | $3,314 | $5,246-36.8% | $4,859-31.8% | $4,754-30.3% |
| Participant deferral / active EE | $6,968 | $8,103-14.0% | $7,760-10.2% | $6,712+3.8% |
| Admin fee / account holder | $2,328 | $12,406-81.2% | $10,767-78.4% | $11,409-79.6% |