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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,209 | $118,467+9.1% | $98,450+31.2% | $139,456-7.3% |
| Participation rate | 57.1% | 77.5%-20.3pp | 75.2%-18.0pp | 80.3%-23.2pp |
| Annual return | 12.35% | 18.95%-6.6pp | 21.16%-8.8pp | 373.45%-361.1pp |
| Employer contribution / active EE | $1,341 | $3,611-62.9% | $3,049-56.0% | $4,753-71.8% |
| Participant deferral / active EE | $4,786 | $5,393-11.3% | $4,739+1.0% | $6,711-28.7% |
| Admin fee / account holder | $11,175 | $14,057-20.5% | $8,961+24.7% | $11,407-2.0% |