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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,995 | $116,203-40.6% | $93,621-26.3% | $152,897-54.9% |
| Participation rate | 62.5% | 78.1%-15.6pp | 75.8%-13.3pp | 82.5%-20.0pp |
| Annual return | 17.49% | 35.96%-18.5pp | 32.76%-15.3pp | 345.43%-327.9pp |
| Employer contribution / active EE | $1,311 | $3,219-59.3% | $2,719-51.8% | $4,764-72.5% |
| Participant deferral / active EE | $3,066 | $4,605-33.4% | $4,070-24.7% | $5,851-47.6% |
| Admin fee / account holder | $120,275 | $10,751+1018.8% | $7,890+1424.4% | $11,599+936.9% |