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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,400 | $118,708-19.6% | $98,920-3.6% | $158,966-40.0% |
| Participation rate | 57.1% | 77.8%-20.7pp | 76.0%-18.9pp | 82.0%-24.8pp |
| Annual return | 24.99% | 372.49%-347.5pp | 196.47%-171.5pp | 302.95%-278.0pp |
| Employer contribution / active EE | $1,499 | $3,334-55.0% | $2,689-44.3% | $4,762-68.5% |
| Participant deferral / active EE | $4,452 | $5,089-12.5% | $4,245+4.9% | $5,983-25.6% |
| Admin fee / account holder | $1,297 | $10,134-87.2% | $6,643-80.5% | $11,250-88.5% |