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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,152 | $175,231-32.6% | $149,696-21.1% | $139,466-15.3% |
| Participation rate | 95.2% | 83.4%+11.8pp | 78.8%+16.5pp | 80.3%+14.9pp |
| Annual return | 18.42% | 166.77%-148.4pp | 134.46%-116.0pp | 373.66%-355.2pp |
| Employer contribution / active EE | $26 | $5,478-99.5% | $4,821-99.5% | $4,754-99.5% |
| Participant deferral / active EE | $4,780 | $6,521-26.7% | $5,682-15.9% | $6,712-28.8% |
| Admin fee / account holder | $24,171 | $16,155+49.6% | $13,212+82.9% | $11,409+111.9% |