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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,683 | $209,425-32.8% | $178,499-21.2% | $158,966-11.5% |
| Participation rate | 82.6% | 86.4%-3.7pp | 81.9%+0.7pp | 82.0%+0.6pp |
| Annual return | 16.00% | 188.80%-172.8pp | 151.10%-135.1pp | 302.95%-286.9pp |
| Employer contribution / active EE | $0 | $5,707-100.0% | $5,011-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $4,935 | $5,955-17.1% | $5,202-5.1% | $5,983-17.5% |
| Admin fee / account holder | $3,181 | $17,078-81.4% | $13,986-77.3% | $11,250-71.7% |