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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,016 | $84,236+31.8% | $170,435-34.9% | $70,126+58.3% |
| Participation rate | 65.7% | 70.8%-5.1pp | 83.6%-17.9pp | 69.5%-3.8pp |
| Annual return | 16.84% | 23.06%-6.2pp | 205.94%-189.1pp | 73.15%-56.3pp |
| Employer contribution / active EE | $0 | $3,387-100.0% | $5,432-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $3,717 | $3,086+20.5% | $4,939-24.7% | $3,332+11.6% |
| Admin fee / account holder | $12,446 | $5,698+118.4% | $13,881-10.3% | $4,645+167.9% |