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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,655 | $56,197-15.2% | $67,652-29.6% | $59,633-20.1% |
| Participation rate | 94.6% | 71.5%+23.2pp | 75.7%+19.0pp | 68.7%+26.0pp |
| Annual return | -0.37% | 18508.10%-18508.5pp | 6625.40%-6625.8pp | 2041.45%-2041.8pp |
| Employer contribution / active EE | $0 | $1,615-100.0% | $2,266-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,707 | $2,844-4.8% | $3,560-23.9% | $3,192-15.2% |
| Admin fee / account holder | $16,318 | $3,958+312.3% | $4,821+238.5% | $4,297+279.8% |