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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,840 | $71,878-33.4% | $86,698-44.8% | $68,486-30.1% |
| Participation rate | 91.5% | 72.2%+19.2pp | 76.6%+14.9pp | 67.9%+23.6pp |
| Annual return | -16.98% | 3.53%-20.5pp | 35.95%-52.9pp | -7.85%-9.1pp |
| Employer contribution / active EE | $522 | $2,173-76.0% | $2,837-81.6% | $2,597-79.9% |
| Participant deferral / active EE | $4,771 | $3,779+26.2% | $4,656+2.5% | $4,028+18.5% |
| Admin fee / account holder | $4,599 | $6,113-24.8% | $7,493-38.6% | $5,404-14.9% |