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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,630 | $62,589-19.1% | $76,768-34.0% | $64,173-21.1% |
| Participation rate | 96.7% | 72.8%+23.8pp | 77.0%+19.7pp | 69.6%+27.1pp |
| Annual return | 1.06% | -1.95%+3.0pp | 2.43%-1.4pp | 7.63%-6.6pp |
| Employer contribution / active EE | $0 | $1,832-100.0% | $2,485-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $4,228 | $3,145+34.4% | $3,852+9.8% | $3,470+21.8% |
| Admin fee / account holder | $1,181 | $4,667-74.7% | $6,675-82.3% | $4,887-75.8% |