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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,594 | $209,874-24.4% | $189,537-16.3% | $167,536-5.3% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | -1.83% | 748.61%-750.4pp | 555.34%-557.2pp | 478.82%-480.7pp |
| Employer contribution / active EE | $9,800 | $6,913+41.8% | $6,161+59.1% | $4,839+102.5% |
| Participant deferral / active EE | $6,981 | $8,934-21.9% | $8,220-15.1% | $6,342+10.1% |
| Admin fee / account holder | $3,940 | $14,299-72.4% | $12,048-67.3% | $12,315-68.0% |