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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,220 | $201,344-13.5% | $184,243-5.4% | $145,877+19.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | -13.90% | 29.01%-42.9pp | 28.82%-42.7pp | 551.28%-565.2pp |
| Employer contribution / active EE | $12,771 | $7,022+81.9% | $6,427+98.7% | $4,663+173.9% |
| Participant deferral / active EE | $6,740 | $9,807-31.3% | $9,132-26.2% | $6,691+0.7% |
| Admin fee / account holder | $14,672 | $16,382-10.4% | $13,914+5.5% | $13,402+9.5% |