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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,603 | $185,883+10.1% | $170,043+20.3% | $139,466+46.7% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 21.48% | 60.54%-39.1pp | 53.40%-31.9pp | 373.66%-352.2pp |
| Employer contribution / active EE | $12,208 | $7,596+60.7% | $6,790+79.8% | $4,754+156.8% |
| Participant deferral / active EE | $7,510 | $11,626-35.4% | $10,410-27.9% | $6,712+11.9% |
| Admin fee / account holder | $2,878 | $15,393-81.3% | $12,824-77.6% | $11,409-74.8% |