Filings through .
2 of 17 flags tripped on the 2025 filing.
High fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Low returns
Annual investment return is in the bottom quintile of the peer cohort.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 3 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
2 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$63K in admin expenses, $345 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
19 funds of $250K or more, counting each target-date vintage; shown as 17 lines, holding $29.7M of the plan's $31.2M. Recordkeeper: Empower.
Target-date series: T. Rowe Price Retirement, other, 24% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| T. Rowe Price Retirement T. Rowe Price · Separate account Target-date, 6 vintages | $7.2M | 24.2% |
| Guaranteed Investment Account Manager not matched · Insurance contract | $6.1M | 20.4% |
| Fidelity 500 Index Fund Fidelity (FMR) · Separate account Index | $4.7M | 15.8% |
| AB Us Large Cap Growth CIT (W Sers) L AllianceBernstein · Collective trust | $2.3M | 7.8% |
| MassMutual Mid Cap Growth Fund MassMutual · Separate account | $1.7M | 5.6% |
| Invesco Discovery Fund Class R6 Invesco · Mutual fund | $1.4M | 4.7% |
| Pgim Total Return Bond Fund Class R6 Prudential (PGIM) · Separate account | $1.1M | 3.8% |
| Fidelity Mid Cap Index Fund Fidelity (FMR) · Separate account Index | $856K | 2.9% |
| Fidelity Small Cap Index Fund Fidelity (FMR) · Mutual fund Index | $853K | 2.9% |
| American Beacon Small Cap Value Fund R6 Class American Beacon (Resolute) · Mutual fund | $753K | 2.5% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
7 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 2 funds, dropped 3 funds. Changed vehicle on 1 fund.
| Fund | Year-end value |
|---|---|
| Other vehicle moveMassMutual Select T. Rowe Price Retirement 2040 Fund Class I to T. Rowe Price Retirement 2040mutual fund to separate account | $4.5M to $7.2M |
| AddedAB Us Large Cap Growth CIT (W Sers) L | $2.3M |
| DroppedMassMutual Select TRP Rtmt 2023 I | $2.0M |
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 5 renames.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
7 more lines and 3 more changes in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 3 by compensation.
| Provider | Compensation |
|---|---|
EMPOWER ADVISORY GROUP, LLC3+ years Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, KS 80111 Recordkeeping Fees | $34,771 |
DWC ERISA CONSULTANTS LLC3+ years Service code 13 PO BOX 241267 · ST PAUL, MN 55124 Contract Administrator | $26,121 |
CREATIVE PLANNING LLC3+ years Filed as: CREATIVE PLANNING HOLDCO LLC Service code 27 5454 110TH ST · OVERLAND PARK, CO 66211 Advisory (Plan) | $23,469 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
8 feature codes on the 2025 filing.
2 contacts
3 filings · 2023 to 2025