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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,616 | $88,672+10.1% | $105,223-7.2% | $82,448+18.4% |
| Participation rate | 80.0% | 67.9%+12.1pp | 75.0%+5.0pp | 68.1%+11.9pp |
| Annual return | 12.40% | 30.86%-18.5pp | 180.65%-168.2pp | 41.64%-29.2pp |
| Employer contribution / active EE | $1,497 | $3,048-50.9% | $3,689-59.4% | $2,551-41.3% |
| Participant deferral / active EE | $4,884 | $4,036+21.0% | $5,072-3.7% | $4,139+18.0% |
| Admin fee / account holder | $1,603 | $7,146-77.6% | $8,859-81.9% | $7,234-77.8% |