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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,912 | $817,678-90.3% | $392,568-79.9% | $152,885-48.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.1%+21.9pp | 82.5%+17.5pp |
| Annual return | 20.37% | 22.84%-2.5pp | 24.42%-4.0pp | 345.39%-325.0pp |
| Employer contribution / active EE | $1,626 | $5,502-70.5% | $3,783-57.0% | $4,763-65.9% |
| Participant deferral / active EE | $5,254 | $8,398-37.4% | $5,985-12.2% | $5,851-10.2% |
| Admin fee / account holder | $543 | $12,095-95.5% | $6,260-91.3% | $11,598-95.3% |