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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,750 | $212,386+1.1% | $199,883+7.4% | $138,895+54.6% |
| Participation rate | 71.4% | 87.4%-15.9pp | 86.8%-15.3pp | 79.9%-8.5pp |
| Annual return | 18.85% | 47.75%-28.9pp | 43.81%-25.0pp | 145.39%-126.5pp |
| Employer contribution / active EE | $2,130 | $6,625-67.9% | $6,261-66.0% | $4,194-49.2% |
| Participant deferral / active EE | $10,324 | $9,617+7.3% | $9,138+13.0% | $6,396+61.4% |
| Admin fee / account holder | $3,965 | $18,233-78.3% | $17,268-77.0% | $12,562-68.4% |