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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,946 | $183,978-87.0% | $162,171-85.2% | $152,885-84.3% |
| Participation rate | 85.7% | 88.5%-2.8pp | 87.6%-1.8pp | 82.5%+3.3pp |
| Annual return | 22.10% | 150.78%-128.7pp | 115.60%-93.5pp | 345.39%-323.3pp |
| Employer contribution / active EE | $2,394 | $6,370-62.4% | $5,613-57.4% | $4,763-49.7% |
| Participant deferral / active EE | $9,202 | $8,033+14.6% | $7,297+26.1% | $5,851+57.3% |
| Admin fee / account holder | $5,095 | $13,122-61.2% | $10,843-53.0% | $11,598-56.1% |