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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,667 | $56,894-81.3% | $84,753-87.4% | $62,881-83.0% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 8.66% | 6.30%+2.4pp | 22.78%-14.1pp | 20.14%-11.5pp |
| Employer contribution / active EE | $1,445 | $2,400-39.8% | $3,574-59.6% | $2,281-36.6% |
| Participant deferral / active EE | $3,278 | $2,709+21.0% | $3,712-11.7% | $3,203+2.3% |
| Admin fee / account holder | $1,468 | $3,581-59.0% | $5,333-72.5% | $4,296-65.8% |