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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,869 | $63,346-82.8% | $92,240-88.2% | $70,126-84.5% |
| Participation rate | 95.8% | 68.7%+27.2pp | 76.5%+19.4pp | 69.5%+26.3pp |
| Annual return | 18.01% | 530.19%-512.2pp | 176.29%-158.3pp | 73.15%-55.1pp |
| Employer contribution / active EE | $3,610 | $2,471+46.1% | $3,680-1.9% | $2,343+54.1% |
| Participant deferral / active EE | $2,184 | $2,854-23.5% | $3,897-44.0% | $3,332-34.4% |
| Admin fee / account holder | $547 | $3,841-85.8% | $5,194-89.5% | $4,645-88.2% |