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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,331 | $52,678-76.6% | $75,784-83.7% | $59,633-79.3% |
| Participation rate | 83.7% | 67.2%+16.5pp | 75.8%+7.9pp | 68.7%+15.1pp |
| Annual return | 11.45% | 2.95%+8.5pp | 9.68%+1.8pp | 2041.45%-2030.0pp |
| Employer contribution / active EE | $851 | $2,193-61.2% | $3,323-74.4% | $2,203-61.4% |
| Participant deferral / active EE | $1,626 | $2,591-37.2% | $3,652-55.5% | $3,192-49.0% |
| Admin fee / account holder | $510 | $3,610-85.9% | $5,300-90.4% | $4,297-88.1% |