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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $429,405 | $114,013+276.6% | $103,693+314.1% | $155,188+176.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 15.12% | 49.31%-34.2pp | 47.61%-32.5pp | 148.84%-133.7pp |
| Employer contribution / active EE | $22,406 | $3,131+615.6% | $2,920+667.2% | $4,248+427.5% |
| Participant deferral / active EE | $21,102 | $4,970+324.6% | $4,579+360.8% | $6,531+223.1% |
| Admin fee / account holder | $2,868 | $8,407-65.9% | $7,858-63.5% | $14,480-80.2% |