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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,041 | $99,011+195.0% | $86,582+237.3% | $147,586+97.9% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 17.89% | 1312.75%-1294.9pp | 965.08%-947.2pp | 578.59%-560.7pp |
| Employer contribution / active EE | $15,998 | $3,132+410.8% | $2,839+463.4% | $4,876+228.1% |
| Participant deferral / active EE | $12,992 | $3,972+227.1% | $3,609+260.0% | $5,439+138.9% |
| Admin fee / account holder | $881 | $5,709-84.6% | $4,904-82.0% | $10,886-91.9% |