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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,894 | $87,546-51.0% | $75,784-43.4% | $125,389-65.8% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -6.50% | 13.49%-20.0pp | 9.68%-16.2pp | 282.24%-288.7pp |
| Employer contribution / active EE | $2,938 | $3,930-25.2% | $3,323-11.6% | $4,866-39.6% |
| Participant deferral / active EE | $13,869 | $4,230+227.9% | $3,652+279.8% | $5,352+159.2% |
| Admin fee / account holder | $2,950 | $6,503-54.6% | $5,300-44.3% | $9,541-69.1% |