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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,083 | $115,814+30.5% | $101,275+49.2% | $158,982-5.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 21.53% | 56.16%-34.6pp | 46.48%-24.9pp | 302.99%-281.5pp |
| Employer contribution / active EE | $2,847 | $4,176-31.8% | $3,660-22.2% | $4,763-40.2% |
| Participant deferral / active EE | $13,927 | $4,958+180.9% | $4,371+218.6% | $5,983+132.8% |
| Admin fee / account holder | $2,035 | $7,249-71.9% | $5,948-65.8% | $11,252-81.9% |