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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,365 | $97,732-9.6% | $83,831+5.4% | $135,380-34.7% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -9.98% | 1287.56%-1297.5pp | 850.99%-861.0pp | 519.81%-529.8pp |
| Employer contribution / active EE | $2,902 | $4,222-31.3% | $3,631-20.1% | $4,779-39.3% |
| Participant deferral / active EE | $16,438 | $4,683+251.0% | $4,082+302.7% | $5,609+193.1% |
| Admin fee / account holder | $378 | $6,675-94.3% | $5,479-93.1% | $10,828-96.5% |