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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,513 | $104,251+30.9% | $91,004+50.0% | $147,586-7.5% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.6%+24.4pp | 82.8%+17.2pp |
| Annual return | 9.32% | 27.06%-17.7pp | 4.60%+4.7pp | 578.59%-569.3pp |
| Employer contribution / active EE | $4,500 | $3,116+44.4% | $2,456+83.2% | $4,876-7.7% |
| Participant deferral / active EE | $6,642 | $4,195+58.3% | $3,548+87.2% | $5,439+22.1% |
| Admin fee / account holder | $2,969 | $8,948-66.8% | $5,417-45.2% | $10,886-72.7% |