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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,114 | $118,708+79.5% | $98,920+115.4% | $158,982+34.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 11.51% | 372.49%-361.0pp | 196.47%-185.0pp | 302.99%-291.5pp |
| Employer contribution / active EE | $7,500 | $3,334+125.0% | $2,689+178.9% | $4,763+57.5% |
| Participant deferral / active EE | $8,438 | $5,089+65.8% | $4,245+98.8% | $5,983+41.0% |
| Admin fee / account holder | $4,793 | $10,134-52.7% | $6,643-27.8% | $11,252-57.4% |