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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,644 | $127,790+67.2% | $106,555+100.5% | $167,536+27.5% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 7.75% | 33.88%-26.1pp | 26.80%-19.1pp | 478.82%-471.1pp |
| Employer contribution / active EE | $1,953 | $3,428-43.0% | $2,819-30.7% | $4,839-59.6% |
| Participant deferral / active EE | $10,366 | $5,088+103.7% | $4,399+135.7% | $6,342+63.4% |
| Admin fee / account holder | $7,687 | $11,229-31.5% | $7,408+3.8% | $12,315-37.6% |