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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,211 | $86,330+1.0% | $121,871-28.4% | $94,015-7.2% |
| Participation rate | 73.9% | 66.7%+7.2pp | 73.2%+0.7pp | 70.8%+3.1pp |
| Annual return | 19.10% | 14.95%+4.2pp | 13.57%+5.5pp | 17.84%+1.3pp |
| Employer contribution / active EE | $589 | $2,292-74.3% | $2,731-78.4% | $2,790-78.9% |
| Participant deferral / active EE | $3,737 | $3,146+18.8% | $4,318-13.5% | $4,249-12.1% |
| Admin fee / account holder | $2,077 | $7,346-71.7% | $11,551-82.0% | $8,951-76.8% |