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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,211 | $72,607+20.1% | $90,259-3.4% | $87,485-0.3% |
| Participation rate | 73.9% | 64.8%+9.1pp | 70.7%+3.2pp | 68.9%+5.0pp |
| Annual return | 19.10% | 18.59%+0.5pp | 18.88%+0.2pp | 26.06%-7.0pp |
| Employer contribution / active EE | $589 | $1,919-69.3% | $2,291-74.3% | $2,596-77.3% |
| Participant deferral / active EE | $3,737 | $3,055+22.3% | $3,827-2.4% | $4,274-12.6% |
| Admin fee / account holder | $2,077 | $5,947-65.1% | $7,267-71.4% | $7,775-73.3% |