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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,398 | $54,162-23.6% | $68,612-39.7% | $64,173-35.5% |
| Participation rate | 66.1% | 68.1%-2.0pp | 72.2%-6.2pp | 69.6%-3.5pp |
| Annual return | -6.77% | -1.62%-5.2pp | -4.63%-2.1pp | 7.63%-14.4pp |
| Employer contribution / active EE | $325 | $1,846-82.4% | $2,625-87.6% | $2,381-86.4% |
| Participant deferral / active EE | $2,359 | $2,626-10.2% | $3,311-28.8% | $3,470-32.0% |
| Admin fee / account holder | $343 | $4,029-91.5% | $5,131-93.3% | $4,887-93.0% |