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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,966 | $54,239-68.7% | $70,098-75.8% | $68,495-75.2% |
| Participation rate | 73.6% | 64.5%+9.1pp | 70.5%+3.1pp | 67.9%+5.7pp |
| Annual return | -13.20% | -13.87%+0.7pp | 190.76%-204.0pp | -7.84%-5.4pp |
| Employer contribution / active EE | $914 | $2,019-54.7% | $2,560-64.3% | $2,596-64.8% |
| Participant deferral / active EE | $2,018 | $2,957-31.7% | $3,849-47.6% | $4,028-49.9% |
| Admin fee / account holder | $1,252 | $4,691-73.3% | $6,266-80.0% | $5,403-76.8% |