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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,163 | $54,162-79.4% | $68,612-83.7% | $64,173-82.6% |
| Participation rate | 64.8% | 68.1%-3.2pp | 72.2%-7.4pp | 69.6%-4.8pp |
| Annual return | 7.71% | -1.62%+9.3pp | -4.63%+12.3pp | 7.63%+0.1pp |
| Employer contribution / active EE | $708 | $1,846-61.7% | $2,625-73.0% | $2,381-70.3% |
| Participant deferral / active EE | $1,062 | $2,626-59.6% | $3,311-67.9% | $3,470-69.4% |
| Admin fee / account holder | $227 | $4,029-94.4% | $5,131-95.6% | $4,887-95.4% |