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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,777 | $102,422+153.6% | $147,117+76.6% | $80,959+220.9% |
| Participation rate | 96.7% | 75.9%+20.8pp | 82.2%+14.5pp | 67.7%+29.1pp |
| Annual return | 14.95% | 135.16%-120.2pp | 420.54%-405.6pp | 35.67%-20.7pp |
| Employer contribution / active EE | $7,793 | $3,717+109.6% | $4,932+58.0% | $2,757+182.7% |
| Participant deferral / active EE | $8,108 | $6,652+21.9% | $8,065+0.5% | $4,300+88.5% |
| Admin fee / account holder | $3,636 | $7,953-54.3% | $12,993-72.0% | $6,925-47.5% |