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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,777 | $102,382+153.7% | $147,005+76.7% | $80,874+221.2% |
| Participation rate | 96.7% | 75.8%+20.9pp | 82.2%+14.6pp | 67.6%+29.1pp |
| Annual return | 14.95% | 134.89%-119.9pp | 418.76%-403.8pp | 35.62%-20.7pp |
| Employer contribution / active EE | $7,793 | $3,715+109.8% | $4,934+57.9% | $2,756+182.8% |
| Participant deferral / active EE | $8,108 | $6,646+22.0% | $8,070+0.5% | $4,297+88.7% |
| Admin fee / account holder | $3,636 | $7,942-54.2% | $13,006-72.0% | $6,935-47.6% |