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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,304 | $85,766+114.9% | $136,298+35.2% | $70,126+162.8% |
| Participation rate | 98.4% | 74.2%+24.2pp | 81.9%+16.4pp | 69.5%+28.8pp |
| Annual return | 13.84% | 31.46%-17.6pp | 5156.27%-5142.4pp | 73.15%-59.3pp |
| Employer contribution / active EE | $5,451 | $2,966+83.8% | $4,696+16.1% | $2,343+132.7% |
| Participant deferral / active EE | $7,678 | $5,051+52.0% | $6,247+22.9% | $3,332+130.5% |
| Admin fee / account holder | $10,456 | $5,421+92.9% | $9,244+13.1% | $4,645+125.1% |