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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,336 | $83,485+203.5% | $125,195+102.4% | $72,976+247.1% |
| Participation rate | 92.0% | 73.3%+18.7pp | 79.8%+12.2pp | 69.5%+22.5pp |
| Annual return | 21.29% | 25.77%-4.5pp | 43.79%-22.5pp | 81.02%-59.7pp |
| Employer contribution / active EE | $6,867 | $2,346+192.7% | $3,866+77.6% | $2,440+181.4% |
| Participant deferral / active EE | $12,114 | $3,586+237.8% | $4,937+145.3% | $3,608+235.8% |
| Admin fee / account holder | $28,845 | $5,518+422.8% | $9,704+197.2% | $5,124+462.9% |