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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,509 | $166,242+106.0% | $165,071+107.5% | $145,884+134.8% |
| Participation rate | 90.9% | 82.0%+8.9pp | 78.6%+12.3pp | 80.3%+10.6pp |
| Annual return | 13.64% | 100.44%-86.8pp | 70.17%-56.5pp | 551.85%-538.2pp |
| Employer contribution / active EE | $7,162 | $5,283+35.6% | $4,347+64.7% | $4,662+53.6% |
| Participant deferral / active EE | $12,142 | $6,964+74.4% | $6,035+101.2% | $6,690+81.5% |
| Admin fee / account holder | $22,021 | $16,658+32.2% | $12,695+73.5% | $13,392+64.4% |