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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,090 | $213,785+81.1% | $185,441+108.7% | $155,188+149.4% |
| Participation rate | 95.2% | 83.2%+12.0pp | 80.3%+15.0pp | 80.8%+14.4pp |
| Annual return | 16.04% | 19.97%-3.9pp | 20.16%-4.1pp | 148.84%-132.8pp |
| Employer contribution / active EE | $7,819 | $5,393+45.0% | $4,672+67.3% | $4,248+84.1% |
| Participant deferral / active EE | $13,608 | $6,864+98.2% | $6,152+121.2% | $6,531+108.3% |
| Admin fee / account holder | $12,878 | $21,134-39.1% | $17,890-28.0% | $14,480-11.1% |