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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,179 | $78,690-0.6% | $161,489-51.6% | $87,485-10.6% |
| Participation rate | 44.1% | 67.5%-23.4pp | 78.7%-34.6pp | 68.9%-24.9pp |
| Annual return | 14.76% | 32.74%-18.0pp | 89.72%-75.0pp | 26.06%-11.3pp |
| Employer contribution / active EE | $1,146 | $2,588-55.7% | $4,268-73.1% | $2,596-55.8% |
| Participant deferral / active EE | $2,367 | $3,311-28.5% | $5,630-57.9% | $4,274-44.6% |
| Admin fee / account holder | $790 | $6,724-88.2% | $16,006-95.1% | $7,775-89.8% |